PREA SIGNATURE REALTY - MICHELLE SILIES, BROKER

Lafayette Square (St. Louis, Missouri, US - 63104)
$145,000 $8k Tax Credit




"Ideal for First-Time Home Buyer"
 

PREA Signature Realty
PREA Signature Realty - Lafayette Square


Ryan Shaughnessy
 
Ryan Shaughnessy
Email Ryan
 
Phone: 314-397-3182
Other: 314-621-5777
Cell: 314-971-4381
Fax: 314-361-2066
 
Details

Address: 1303 Missouri Avenue, Unit C Type: Residential Style:  Bedrooms: 2 "Equal Sized Bedroom" Bathrooms: 1 "Full Bath with Shower/Tub" Garage: "1-Assigned Parking Space" Basement: "No Basement" Size: 931 sq. ft. "Great Floor Plan" Lot Type: Rectangular Lot Size:  0.032 acres  n/a "See Plat" Year Built: 1983 "Recently Updated" Taxes: $1,134.00 (2008)
 
Description

JUST LISTED - 1303 Missouri, Unit C

IDEAL FOR FIRST-TIME HOMEBUYER

This condo for sale in Lafayette Square is ideal for the first-time home buyer interested in taking advantage of the $8,000 federal first-time homebuyer tax credit, historic low interest rates, and great pricing.

CHEAPER THAN RENT

In addition, owning is cheaper than renting. Assuming a 3.5% down payment, a 30 year fixed rate loan, and interest rates at 5%, your monthly mortgage payment would be approximately $750 per month. The current average rental rate for condos and apartments in Lafayette Square is $1.00 per sq. ft.. At 931 sq. ft., this condo would rent for $931 per month. By purchasing, you save $2,160 per year compared to renting.

LOCATION... LOCATION... LOCATION

This property is in a great location in Lafayette Square just 1 block North of Lafayette Park. With a great location, you have less risk in terms of resale so location has never been more important.
 
Highlights

$8,000 Federal First-Time Home Buyer Tax Credit - Pay down your mortgage, use to pay your first 10 mortgage payments, make improvements to the property, or purchase new furniture or appliances. Cheaper than Rent-Your monthly mortgage payment - $750 per month. Cost to rent similar condo - $931. Save over $2160 per year.
Tax Benefits - Mortgage Interest and Real Estate Tax Deductions Wealth Building - In 2008, contrary to national and regional trends, Lafayette Square saw an increase of 8% in median prices. Home ownership is the key to wealth building.
Low Maintenance - Unlike single family homes, condominiums with an adequate capital reserve can offer two major benefits - low maintenance and predictable expenses. •Bedrooms: 2
•Bathrooms: 1
•Sq. Footage: 931 sq. ft. (per city tax records)
Parking: 1 Off-Street Assigned Parking Space Exterior Facade: Brick
Living Room: 13.6' x 15', Windows with Eastern Exposure, Wood Burning Fireplace with Mantel, and Pergo Wood Floors Dining Room: 12.9' x 11.4', Windows with Eastern Exposure, Open Floor Plan, Mirrored Ledge, and Pergo Wood Floors
Kitchen: 8.8' x 8.7', Eat-In Breakfast Bar, Double Bowl Ceramic Sink, Dishwasher, Microwave, Stove, and Refrigerator, White Cathedral Cabinets, Red Laminate Countertop, Pantry and Ceramic Tile Floor Master Bedroom: 13.9' x 11.6', Newer Carpeting and Pad, and Large Wall Closet
Guest Bedroom/Office: 13.6' x 11.6', Pergo Wood Floor, Large Wall Closet and Access to Deck Bathroom: Full Bath with Shower/Tub, Ceramic Tile Floor, and New Toilet
Systems: Newer HVAC and Water Heater Windows: Some Window Treatments and Some Storm Windows
Deck: Semi-Private Wood Deck

Features
Interior Features
 Carpeted Floors  Ceiling Fan  Fireplace
 Hardwood Floors  Laundry Room  Window Covers
Heating
 Central Electric
Exterior Finish
 Brick
Sewer/Water Systems
 Public  Water District
Roof
 Asphalt Shingles
Lot Features
 Deck  Landscaped  Trees / Shrubs
View
 City Lights
Extra Features
 Balcony  Cable Available  Pets Allowed
 Public Transportation  Reserved Parking  Utilities Paid
Appliances
 Dishwasher  Dryer  Garbage Disposal
 Microwave  Oven Range  Refrigerator
 Washer  Washer/Dryer Hookup
Buying Options
 Lease Option  Rent to Own
Cooling
 Central Air
P2#4848325

Information is believed to be accurate and correct. For our developments, some photographs, floor plans, and other information may be based on model units and may not be built as shown. Pricing, incentives and agent bonus program subject to change without notice.


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